Rideshare Injuries · Drivers & Passengers
Driving the app?
You're carrying more coverage than you know.
The big firms chase passengers. Almost nobody fights for the driver — even though the coverage on your windshield changes the second you tap that app. I read those policies for a living.
For Drivers
Three phases.
Three very different policies.
APP OFF
Your personal auto policy is on the hook — and it may exclude commercial driving
APP ON, WAITING
Contingent liability coverage from the rideshare company can apply
EN ROUTE / PASSENGER ABOARD
Commercial policies of up to $1 million can be in play
The companies layer it this way on purpose — so adjusters can argue about which phase you were in while your medical bills stack up. Screenshots of your trip log usually settle that argument fast. Save everything, and call before you give any statement.
For Passengers
Hurt in the back seat?
You're covered — by somebody.
Between the driver's policy, the rideshare company's commercial coverage, and any other vehicle involved, a passenger is almost never without a path to recovery. The question is which layer pays — and adjusters won't volunteer the answer. Don't accept the first call. Make one instead.
After a Rideshare Wreck
Four moves. In this order.
1 · SCREENSHOT
The trip screen, the route, the driver info — before the app buries it
2 · GET CHECKED
Adrenaline hides injuries; documentation starts at the doctor
3 · REPORT IN-APP
Trigger the company's own record of the crash
4 · CALL OLI
Before any adjuster, from either side, gets your words on tape
¿Conductor lesionado? Hablemos.
Su estatus migratorio no afecta su derecho a presentar un reclamo. Todo lo que me diga está protegido.
Se habla español.
THEY SAY NO,
We Say
OUI.
504 · OUI · 4444
(504) 684-4444
Free consultation. No fee unless we win. Se habla español.